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Tammie Rutledge

Certified Senior Advisor®

Licensed Medicare Broker

360-791-1570

 

Denise Bishop

Licensed Medicare Broker

360-480-1145

 

Proudly Serving our Senior Community since 2014

 

 

 

Savvy Medicare Strategies  is currently contracted with these Major Medicare Carriers: United Healthcare, Aetna, Humana, Premera, Regence, Kaiser Permanate, Mutual of Omaha, and Wellcare. 

 

 

 

" A Non-Government Agency Website"

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We've got you covered.

Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

Dental Insurance

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.

Why Work With Us?

We will help you meet your coverage needs while saving you money.

Our agents are trained to ask the right questions to find the best plan to for your needs and to maximize all discounts you could be eligible for, resulting in the lowest cost possible.

You'll benefit from working with an experienced agent

Our mission is to exceed customers' expectations and secure their future by offering professional advice, education, and value added service with a personal touch.

What Our Customers Are Saying

Hear from customers like you.

 

Positive: Professionalism, Quality, Responsiveness, Value

Tammie is truly amazing to work with. She responds timely and is so knowledgable about Medicare Plans. She goes above and beyond to help with benefits, out of pocket max, Pharmacy etc. I am so thankful I met Tammie and would refer her to any senior for help. You are a true blessing to this community because of your honestly and integrity.
Thank you

Cynthia & Darryl Hall, Olympia WA

Positive: Professionalism, Quality, Responsiveness, Value

Tammie at Savvy Senior Strategies has taken excellent care of our aging father. She's been wonderful and easy to work with - responsive, professional, informative, and I don't know how we would have navigated the process of getting our dad into an appropriate care facility and managing that entire process without her.



Kira McCallum, Olympia WA

Positive: Professionalism, Quality, Responsiveness

Tammie is terrific! I have a rare and life-threatening heart and lung disease, so my insurance needs are very specific and complicated. Tammie understood all of it, and set me up with the best plans that would meet my medical needs.



Aya Hashiguchi Clark, Tacoma WA

Positive: Professionalism, Quality, Responsiveness, Value
Thank you Tammie for helping my husband and myself though the complex workings of Medicare Health Insurance options. You not only helped guide us at critical moments when we had tons of questions to ask, but also provided us with information to enlighten us on this process. I have spread the word to a lot of my friends that are Medicare age to contact Savvy Senior Strategies and get the best information!
Thank you Tammie for providing a wonderful service!
 
 



Cyndi Oden, Tacoma WA

Hi Tammie, 

Warren and I want to thank you for all you did to help us find a new plan for 2023.  You always go above and beyond to help all your clients and us.  It’s so reassuring to have someone like you that cares.  It was so nice to spend some time with you. Next year we can do a zoom meeting.  It will be good for Warren to learn something new. 
Thanks again Tammie!

Frances n Warren    Shelton, WA 

Tammie, thank you for the many years you have provided Carmen and I with excellent service and advice. We are still using the Medicare and AARP Supplemental plans you originally recommended. These plans have served us well. Also want to thank you for your staying in touch with us and keeping us informed about changes that might affect us. Again we are so pleased to have you as our advisor in this very important time in our lives. Bless, Cary and Carmen

Testimonial

Tammie, thank you for the many years you have provided Carmen and I with excellent service and advice. We are still using the Medicare and AARP Supplemental plans you originally recommended. These plans have served us well. Also want to thank you for your staying in touch with us and keeping us informed about changes that might affect us. Again we are so pleased to have you as our advisor in this very important time in our lives. Bless, Cary and Carmen  Olympia, WA

Years ago I heard a good definition of what a salesperson does. Their job should be to provide the customer with the information necessary to make their best buying decision. I thought about that today as we met with our friend Tammie Rutledge to discuss changes in my healthcare when I turn 65 in Feb. We know Phil and Tammie from church, and they are former daycare parents as well.

We have received numerous mailings and phone calls in the past few weeks from folks anxious to "help" with that process. Tammie took the time to go over our existing plan and what should and should not change moving forward. We highly recommend Tammie, and would encourage anyone facing this decision, or who know a friend who needs help in this area to contact her as well.

We learned a lot today, and are very grateful and thankful for Tammie's help!



Alan Bailey, Olympia WA

    I do want to thank you so much for all the time you spend helping Mike and myself with our policies. He's very happy with the new policy you found for him, and the $402 a month premium we'll save by not using Blue Cross Blue Shield will be put in a medical/emergency fund with a little set aside for something special for dinner once a month. 


Michael & Rene  C,  Yelm WA

Thank you so much for caring about all your clients.  You make me (us) feel so special.  There is never an "ask" that you don't research or send for an answer for.  You're the best broker in the business!
 
 
Feel free to use that!!!
 
Hillary J,  Tumwater, WA 

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